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Singapore property buyers representation

We are looking forward to regulation of the property agency business, hopefully it will not be a ministry that focuses on knowledge and ignore ethics as ethics is dictated not by knowledge alone. As it stands, Singapore property buyers do need some protection against unscrupulous Singapore property agents.

Many agents or agencies are openly claiming to be the buyer representatives. On the other hand, just click another link on their website, they will explain why they are the best seller representatives.

Whether you are a first time property buyer or an experienced property buyer, it is good to know that your real estate agent has your best interests in mind as you select a home. You save all the hassle of going through the classifieds daily or surf the internet. This is a very common statement that property agents profess. Then the next moment, they are claiming to be seller representative.

But how do property agents help you?
? Do the Singapore property agents find you the best match?

? Do the Singapore property agents always seemed so positive about the ever rising property market and that the market will never fall?
? Do the Singapore property agents say that there is en-bloc opportunity and that property is a good investment?

? How do they select the properties? From their stock of unsold properties?
? Do the property agents help you by showing you the option to purchase (OTP)? Do the agents tell you the unfair clauses in the Option to purchase (OTP) are standard clauses and that you needn?t worry?

Whose side are the property agents standing on? The seller side or your side?
Now, where are the facts? We would often ask them to show us the facts that property prices always appreciate and we can show you many that do not.
Do you want to know how property agents stage a nice show for you?

This is what we heard in the industry. Mr. Lim found on the internet and called up a sweet looking property agent. She looked so sincere and innocent and very senior in position. After gaining his trust, she went to show him properties. After learning his needs and choice, she brought him to view properties.

Mr. Lim was surprised that so many properties that he saw, they were not ideal and did not meet his requirement. He saw 5 to 10 properties, but they were all not ideal. Then she brought out her trump card, the property she wanted to move. Mr. Lim saw the property and Bingo. That was the closest match, it didn?t match everything, but the property agent convinced Mr. Lim that that unit is one of the best units available.

What Mr. Lim didn?t know was, what the property agent did, she kept a number of units and didn?t show it to Mr. Lim. Mr. Lim found out after accidentally calling up a few more agents out of curiosity. Surprisingly, Mr. Lim went for viewing and found much better units for cheaper price.
So what did the charming lady Property agent do? Why did she do it?

The seller for the unit which was inferior was willing to pay 2% commission to the agent and it was a no co-broke unit.

So now, the picture is fairly clear isn?t it?
We are eagerly looking forward to Institute of Estate Agents (IEA) to regulate the industry and set some ground rules.

Buyer and Seller agents must be separated and licensed on an individual basis, so that agents are careful not to be in cahoots with each other. Singapore property buyers can be more at ease if regulations are more comprehensive. Nonetheless Property buyers must always be vigilant, Buyers beware.

We are an independent mortgage consultant and we do not engage in buying and selling of properties. We only focus on home loans and we help property buyers to check valuation, calculate affordability as well as structure the home loans. As we have no conflict of interest, we are likely to do it better than those who has vested interests.

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The ability to have a home inspected is one of the luxuries of living in America. Will you believe it if we told you that the majority of countries across the world do not have a system of home inspections by a professionals? Whenever there is a sale / purchase of a new home, it is only the home owner who inspects the home, and the results are often less than perfect.

While there are various kinds of home inspections, one of the most popular one is the pre-purchase variant. When one looks to buy a home, without a professional estimate and opinion as to the condition of the home, one is are actually groping in the blind!

Although from outside, many homes look wonderful, it is only when we get into the details do we understand the different problems the home has, and that is what should help us take a decision whether we want to go in for the purchase or not. Paying for a home inspection is a small investment in your future and can save large amounts of money as a professional home inspector discovers defects that most home buyers would not even notice exists.

The small investment in a professional home inspection has saved many home buyers thousands of dollars or even tens of thousands of dollars in repairs, and sometimes can even save you from a potential bad purchase decision.

If you have ever bought a properly inspected home after a thorough inspection by an experienced home inspector I am sure you will agree with us that it was well worth the investment.

Free home inspection checklists are used by many buyers when they are home hunting. Buyers of new homes are frequently under the mistaken impression the municipality has performed all the necessary and required new home inspections. Simple home inspection checklists sometimes allow new home buyers to find defects they might otherwise miss.

A certified home inspector will give you a report with all of these parameters and more; and once you look at the report, you should be left in no doubt as to the price which you can offer for the home.

In the recent times, there has been a large amount of of homes for sale (thanks to the economic situation). Many home sellers are in the hurry to dispose of the home and have resorted to practices like externally beautifying a home without bothering to get the proper repairs done.

Purchasing a poorly maintained home may very well prove to be frustrating later on for the new owner. A thorough home inspection done for the prospective buyer will provide the buyer with additional information to determine how much the home is really worth.

The best ways to choose a home inspector are to:
1. Go through their resume
2. Check professional references
3. Determine about how long they have been in business. The longer a home inspection business has been in busness the greater the chance they actually know what they are doing.

Sustainable success for the long term in business has a secret recipe. That simple model is to under promise and over deliver on your results. The truth is that it?s very easy to make money in the short term by continuing to over promise. Pretend your product is an expensive 1000s of dollars weekend seminar. Yes for long term success you can offer the very best of services and make long term wealthy clients that are the ultimate testimonials. However, a get rich plan is what many gurus promise because they are get rich quick schemers themselves not in it for the long haul. A good crash course in investment 101 read this article from The Investor Today website by Matthew David should most importantly come with real world expectations so you actually make money in the real world. You?re basically destined to fail is you think you?ll get rich with very little work. Real world real estate investing articles check out this site will go a long to ensuring your continued success in real estate investing.

Real World Expectations For Real Estate Investing

Imagine if you were told that you?d be in perfect shape with almost no working out from your personal trainer. I think you?d call bull****. There are just so many factors involved like your food intake, physical body, regimen, frequency, concentration etc. It would be foolish to promise you automatic results. Like saying you?ll get in great shape without formal exercise, gurus who promise you results with almost no input is absolutely false.

Real estate investing is the same and that?s the truth. I know many rich investors who have the time and resources to appreciate whatever they want, when they want and at whatever cost. Understand though that all of them worked hard to establish their businesses in the first place. You won?t succeed if you?re expecting that it will be less work than it was for those investors and you plan to still be rich.

Some else that is less commonly talked about is that gurus make it seem as if every seller is ready for your creative offer when the truth is that it will always be a small minority. Even if they have the right motivation levels, sometimes they don?t have enough equity or a number of other reasons that you cannot complete the deal. Here is the truth about speaking with sellers. To do 1 deal with a real life true motivated seller, you?re going to average speaking with 100 sellers total. Remember that one true motivated seller can make you more than the average employee makes in an entire year. Multiple deals per month are very achievable if you focus your efforts on marketing to find targeted sellers.

Equipped with the right set of assumptions you?re better set up for success in real estate investing and here?s the reason. The average investor thinks that they will simply get rich because their guru told them it was very easy. Would that person continue past speaking with 10 sellers or even 50? A few of them keep going but the vast majority pretty much give up. Because the tricky part is finding the right type of deal and scenario with a seller, your chances of real estate investing success go up drastically by knowing that.

There are resources for investing like Matthew David?s site (www.theinvestortoday.com) which offer online real estate courses for free. So before you go out there and invest in the real world, make sure you learn from a teacher that is setting you up for success in real estate investing.

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